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International Billing Alternatives – Online Check Payments
In my previous article i discussed the value involved with Premium Rate Phone billing as an option for your adult surfers and, staying on the topic of payment processing this article will take a closer look at the Online Check payment method or, ACH as it is commonly referred to.
ACH (Online Check Payments) – What Is It?
An online check payment is a method of allowing your customers to pay for their goods using their check’s online, in order for your customer to pay via a check they need to have available certain items these are, a current checking account, a valid routing number (found on the check) and, an account number. Funds paid via online checks are automatically debited from the customers bank account.Online Check Billing – How It Works.
Online check payments are processed in real-time, surfers are automatically accepted and authenticated via their current billing address, social security or, driving license number, once they have been authenticated their payment details are then sent to the ACH (Automated Clearing House) system where this information is automatically accepted as long as the details provided are verified as correct.Online Check Payments – What Are The Costs?
Utilizing the online check method of billing your customers is actually just as, if not more, cost effective as using online credit or debit cards, in effect, you are guaranteed the funds of the check once they clear as, in all reality, the surfer will not have such an easy time declaring the purchase as a ‘charge back’ because the information needed to pay via an online check is information that in reality, only they have access too.So, as with our previous articles, lets say your paysite membership fee for one month is US$35, a surfer signs up to your site using an online check, you make, approximately, US$33 from this membership for each and every month the customer (or surfer) chooses to renew their membership.
The one main advantage with online checks however is that, surfers will often feel more ‘secure’ in using them to pay for 3 or 6 month memberships and, as long as their check clears your account, you are almost certainly guaranteed the funds.
Online Check Billing – The Main Benefits.
As mentioned above already, the primary benefit of the ACH payment method is that the customer will almost certainly have funds available in their online checking account to be able to meet the cost of the paysite membership, after all, they wouldn’t give out their banking details if they were not sure the payment would go through. In addition to this advantage there are also several other advantages to using Online Checks as a payment method for example:Increased Sales.
Reduced Order + Billing Costs.
Faster Payment.
Reduced Credit Card Charge Backs.ACH Check Payments – Overview.
Whilst ACH check payments are a good alternative for US surfers the one major drawback is that, in today’s global market place they are not a method of payment for international surfers unfortunately, at this time, there are no companies who can offer this service to my knowledge to the ever growing global population.That said, there is a place in the industry for check processing for adult payments and, with Visa breathing down our collective necks more and more, now would be an ideal time to take an in-depth look at this processing method.
I hope this article has provided you with some useful information regarding the online check payment method.
Article written by Lee
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Adult Webmaster Conventions – Remember When?
Most webmasters who have been working in the adult industry for a year or two have attended an adult webmaster convention of some sort and, those of us who had the privilege of attending our first webmaster show three to four years ago will know one thing that many others don’t, there used to be a time when you could attend a webmaster show for example, the one held at Disney World (how many of you remember that?) when apart from being relaxing, you would also get a lot of business done alas, times have changed.
Fighting, Drug Taking, Getting Drunk, Rape Accusations, Theft and Criminal damage would be the headline in the national press should one of these reporters attend today’s webmaster convention, instead of a relaxing atmosphere in which you can get business done you find a slew of webmasters who, well, lets be honest here, are only attending these shows for one reason, to get drunk (for free) and to have a laugh.
Of late there seems to have been an influx of people (notice I used the word people and not ‘adult webmasters’) joining the adult industry who would appear to think that our business model is one of all night partying, sordid sex sessions and drug taking, whilst, I will be the first to admit this has gone on in the past it would certainly seem that the last 2-3 years has seen more than its fair share of the negative events happening at these conventions.
Take for example the recent Hollywood Internext Expo show, one incident that comes to mind was the fool who decided it would be a good idea to smash the mezzanine canopy above the hotel lobby, to my knowledge the culprit was never found however, I am sure there are those out there who knows who it was and well, lets be honest, they quite possibly you could be reading this article.
So what happened? How did these shows change so drastically? Quite simply I think it was the sudden onslaught of press coverage about how the adult industry makes so much money for everyone and, whilst there is a lot of money to be made in the industry, it takes a lot of work to achieve making the reported figures by the press.
To many people are entering the adult industry thinking that the ‘norm’ is that of what you can find on your average day of visiting GFY and whist, this is perhaps true for the circle of webmasters who do frequent boards such as GFY for the vast majority of hard working webmasters in the industry, the behavior of those webmasters couldn’t be further from the truth.
So where is all the business being done at the shows? It would appear that event after event the open invite list of parties are being cut down to be taken over by more intimate and sociable private parties in fact, as a company we our ourselves holding several smaller invite only parties for those people that we actually want to do business with on both a personal and a professional level.
So what does the future have in hold for the adult industry events, in all honesty I do not know however, one thing is for certain, if things continue on their current route, things are going to become a whole lot worse before they get any better.
Article written by Lee.
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Community Forum Scripts
Whether you have little or much traffic one thing that will enable you to benefit greater form this traffic is giving your surfers the sense that they are part of a ‘community’ much like the message boards built around adult webmasters have the feel of a community to them your surfers will end up staying around a lot longer if you can give them a reason to come back to your site over anyone else’s.
That said, one of the main factors in starting your own little porn community is the need to have a place where all the ‘action’ take place. What better way than you own message forum.
However, we hit our first problem, having never thought about starting a forum up before you wouldn’t know where to go to look for scripts or, what the best one is. That’s the reason behind this little guide.
Below you will find a short breakdown of the more commonly used message forum scripts along with a short list of features each one has to offer you when choosing to build your own online community.
VBulletin http://www.vbulletin.com
This is actually quite a good forum script, most of the main forums on the web use either VBulletin or PhpBB when it comes to threaded forums. VBulletin uses MySQL and .php to run the actual forum and, set-up of it can become a little tricky if you want to customize it to your exact needs and color scheme. That said, once you overcome the initial complications in setting the forum script up it is easy to handle and, with a price tag of only $160.00 its an affordable option for many.
Ultimate Bulletin Board http://www.infopop.com
Unlike VBulletin UBB uses Perl programming for the forum script which, means you can install it on any cgi enabled host. However, the one main drawback with this script is that it uses flat text files to store all the data which, can sometimes bog down your server with unnecessary file calls. The cost of $199.00 however can be a bit to expensive for most webmasters.
Ikon Board http://www.ikonboard.com
Ikon board is a nice little threaded forum script and, the fact that it is free to download makes it even more so however, even though it uses MySQL for the backend or, choose to store your data in flat text files this script just seems a little to ‘basic’ looking for my personal taste. That said, there are many types of site using IkonBoard so the script must be good enough for them to be using it. Then again, maybe its the price tag of $0.00 that has made this a popular choice.
PhpBB http://www.phpbb.com
PhpBB is probably the most well known free forum script on the web today, its easy to customize (within reason) supports php and MySQL functions yet seems to offer nothing in return. The basics of a forum are there however, every webmaster and their closest friend seems to be using this script. The whole idea of building up a community is so that your site can stand out from the crowd, in my humble opinion, the script does what it is supposed to but, it doesn’t offer any redeeming qualities to your site.
Site Net BBS http://www.focalmedia.net
Sitenet BBS, formally known as Netboard, is probably one of the better Perl based forum scripts on the market, it price tag of $69.00 makes it an affordable choice for almost everyone and, the installation process itself is VERY simple to understand. The one drawback that i have found with this forum script however is that it stores the data in flat text file which actually slow the server down quite a lot making connections to the forum time-out on numerous occasions. However customization of the script is very easy using only HTML based templates you do not need any additional programming skills and, it has a nice interface with a few good features. For the price it is well worth a look. They also offer a freeware version however the links on the bottom of the forum become annoying after a while.
In summary there are a lot of popular forum scripts available for webmasters to start using some are free other require payment ALL have a range of different functions available in them.
Before looking at installing any of the scripts you should always try a demo first to see which one has the features and benefits you would like to offer your community members.
If you can get your base community built up on a forum they enjoy using then all the rest of your marketing should pay off in dividends long term.
Article written by Lee.
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Fighting Back Against Computer Viruses
Only 10 years ago, the only way that a virus could have infected your computer was through you physically putting a floppy disk into your hard drive and running the program file that initiated the virus however, today’s viruses have become more complex in how they operate and, can spread like wild fire if they are not recognized as a virus doing damage not only to your computer but that of your associates and peers.
So how do we minimize the risk of virus infection on our computers which, lets face it, for the Adult Webmaster are our livelihood and, need to be protected at all cost. This is what we will take a brief look at in this article, how to minimize the risk of getting a computer virus and, heaven forbid, how to deal with a virus if you actually have one on your machine already.
Computer Viruses – A Little History.
1981 – The first widely accepted computer virus is recognized. The ‘Elk Cloner’ virus was spread through floppy disks and, whilst by today’s standards, it was not a high risk virus it, non the less was still a virus, in fact, all this first virus did was to display a message on your computer screen.1991 – The ‘Tequila’ virus was the first recognized ‘polymorphic virus’ meaning, it was the first virus which actually altered its state once on your machine in order to remain undetected.
2001 – 2001 saw the spawn of several highly potent ‘worm’ orientated viruses from the ‘Gnuman’ virus, the ‘LogoLogic Worm’ and the famed (is that the right word?) ‘Nimda worm’. These ‘worms’ were the first of their kind to actually spread themselves across the World Wide Web through infecting users email clients (specifically Outlook Express) and sending itself to every email address the infected machine had in the address book.
Virus Infections – Prevention Better Than Cure.
So we now have a little background on the main viruses over the last 20 years we will take a look at the ways in which we can prevent viral infections on our computers after all, as the subtitle for this paragraph says, a prevention is far better than having to find a cure.Here are a few simple ways you can help to prevent the spread and infection of computer viruses.
1) Install a good anti-virus software package on ALL of your computers, Norton and, Mcafee, both have some good products to aid you in preventing viral infections of your PC. Also, you should ensure the software package you do install has updated virus definitions, a new virus is created almost every week so you need to ensure your software keeps up-to-date on the latest infections.
2) Scan any and all email attachments you receive, irrespective of whether you know the sender or not, anything that you get sent in an email should be scanned, as mentioned above, there are complex viruses that can ‘send’ themselves from other peoples email address book, what happens if you are on the address book of an infected users computer? Can you afford not to be online?
3) Ensure that, once you have an Anti virus program installed on your machine that you have it setup to start each and every time that your computer boots, the first thing that should be loading on your machine is an anti-virus program, you only have one chance to prevent infection.
4) Avoid downloading .exe and .com files to your desktop unless, you know the person you are downloading the files from and, even then, before you launch or open the files ensure you scan them independently.
Virus Prevention – Overview.
Hopefully this article will have given you some insight into how you can protect both your computer and the computers of your associates and peers from computer viruses and, hopefully, by following the guidelines within this article your time spent online will be productive and virus free. One thing you should remember however is that no matter how hard we all try to remain virus free, someone will create a new program that ultimately, could infect our machines no matter how hard we try.Article written by Lee
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The Successful Marketing Approach
In today’s volatile and competitive marketplace, the strategic manager must possess a sophisticated perspective regarding creating and maintaining the overall image of the organization.
In order to accomplish this goal, marketing must play a key role, regardless of the company’s size.
To be truly effective, a company must be up-to-date with it’s marketing ‘psyche’. In bygone times, companies concentrated on items it was able to produce, not on customer needs and wants. This type of outdated thinking will most likely lead to a rather short lifespan.
Today, marketing is a holistic approach that is often more complex than first thought.
What Is Marketing?
It is a process through which an organization identifies a need and then provides a means of filling or satisfying that need.
Customers are more informed and savvy than in the past and they expect more – in the quality of both products and service. Today’s customer is not willing to merely sit passively by and consume – he wants a voice and relationship with the companies with whom he chooses to conduct business.
Marketing is not deciding where and how to advertise. This is only one component of the process. Effective managers make sure they have a well-defined and mapped out strategy that deals with the entire lifecycle of the process. The most successful companies have a keenly honed customer-centric marketing model.
This model outlines a process that allows the company to determine the needs and wants of a “target market” and deliver this while instilling in the customer the belief their company’s ‘satisfaction solution’ is better value than the competition’s.
The first step in a marketing strategy involves the identification of unmet needs within a market and delivering/developing products and/or services to meet those needs.
Define Your Market First.
Is it a business-to-consumer company, a business-to-business company, or both? Regardless of the target(s) a company must be able to clearly identify a common need amongst a large portion of this market, as well as that portions propensity and ability to buy that product or service.
Once the target market has been identified it is time to do some analysis. The depth, complexity and related cost should remain proportionate to the ratio of overall business this product or service is anticipated to generate.
Analyze Internally.
What will be involved in creating this product or service? Is there access to all of the necessary components? How much volume can be handled? Are their efficient distribution channels? What will it cost to make or provide this? The next phase is an external analysis that looks at specific trends within the target market. With this information in hand, a company is then able to make an informed decision as to whether or not it is feasible to proceed. Now that the target market has been identified and the operational side has been flushed out, a strategy can be addressed. How a company decides to communicate its message should be in correlation to its overall marketing strategy. Whether the most effective method of conveying you message to the target audience is through traditional advertising channels, the Internet or more innovative activities, it should be apparent from the prior analysis. The final phase of a marketing strategy should examine the component of customer relationship management: What processes are in place to service our customers? How do we ensure a positive resolution of customer complaints? What performance measurements will be used to determine how well clients are being serviced? And, most importantly: How will customer relationships be maintained so they will do business with us again and again? By developing a comprehensive strategy that spans the entire lifecycle of new to repeat client, a company will find it is able to effectively address the present needs and wants of it’s target markets, as well as being able to incorporate new areas as they develop. Article written by Lee
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Favicon.ico – What Does It Do?
Favicon.ico is the name of the graphic Internet Explorer 5+ uses in the address bar and when someone views their favorite bookmarks. There should be one beside the address of this page now if you are using IE5+. If you want to see favicon.ico in action among your favorites bookmark our site now by right clicking and selecting ‘Add to favorites’.
Internet Explorer looks for this file in the same directory as the HTML page currently being displayed, if it cant find favicon.ico it will then display the default Internet Explorer icon in the address bar. As for viewing of favorites, IE will check its temporary folder to see if favicon.ico is there again, if it is not located it will display the default white background with a blue ‘e’ icon.
For a webmaster there are three main advantages to using the favicon.ico ‘trick’.
The first, is that it helps to brand your site with a nice little icon that is easy to recognize.
The second, is that it makes your website more professional.
The third, is that your entry will stand out in surfers bookmarks over the others. This is especially good as, if you can get a surfer back to your site then you have another chance at making a sale.
Many internet users have a multitude of site bookmarks so, you need to use favicon.ico to give you an edge. I highly recommend using it and, now I’m going to tell you how.
First, you will need to create an icon file which is exactly 16 x 16 pixels. If the icon is larger or smaller IE5+ will just ignore it. As for the colors in it, 16 is standard. You can use more colors if you want but, the more colors you use, the larger the .ico file becomes and, the longer it takes to load.
You now know the standards the favicon.ico file has to be, now to actually create this file you can take one of two routes.
The first is to convert and existing 16 x 16 BMP or GIF graphic with 16-32 colors into an .ico file using converter software making sure to save it as favicon.ico.
You know the standards the favicon.ico file has to be, now to actually create favicon.ico . The easiest way of creating a favicon.ico file is to convert an existing 16 X 16 BMP or GIF graphic with 16 – 32 colors into a .ico file using converter software making sure to save it as favicon.ico.
Once you have created your favicon.ico file all you need to do is to upload it to any directory on your server that contains html pages. This way, when IE5+ searches for favicon.ico it will be bale to find it regardless of which page you are on.
That’s nearly all the areas of favicon.ico covers apart from, what if you want different icons for different parts of your website? Can this be done? The answer is yes it can. All you have to do is place the following HTML code between the <head> and </head> tags of your web page.
<LINK REL=”SHORTCUT ICON” HREF=”differenticon.ico”> (SHORTCUT ICON should be kept in uppercase).
Now when someone adds a web page with that code to their favorites, IE5+ will not look for favicon.ico but will look for differenticon.ico and if it’s there it will display it, if not the default icon will be displayed.
Using favicon.ico or the SHORTCUT ICON code is nice way to add a unique touch to your site, and of course will result in more repeat visitors than if you were not using it – which is always good for any webmaster.
Article Written By Le
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Why Have More Than One Index Page?
The first thing you should do when you start designing a web site is to create an index page. You would think that this is a basic knowledge in web design, but I still encounter web sites that are lacking in this.
If there’s no index page, and if the web host server has not set a directory access limitation, any visitor will see a directory listing of all the images, html pages, CGI-scripts, and other files in the directory. Everything will then be accessible for reading and downloading, and the CGI-scripts will also be executable!
So, for a basic security it is most important to have an index page in all your directories, whether they contain only pictures or garbage. In the directories that are private or containing things other then HTML pages, the index pages need only to print out a text like “access forbidden” or something in that spirit. In the directories containing one or more HTML pages, one of the pages must be named “index.html,” whether it is a page with real content or for security reason.
If you have a directory specifically for CGI-scripts, it will run a higher security risk, because most of the times these directories are called CGI-bin, or a variant of that, and anyone who is after your scripts is undoubtedly familiar with this and can access the directory by typing the directory name in the targeted site’s URL, if it’s not properly protected by an index page. Imagine the horror when someone uses your mailing list program to Spam all your subscribers or decides to sell your email list. It’s quite a big business in selling email lists. A large email list is worth thousands of US dollars nowadays.
I could have done all these things if I had any bad intentions when I accidentally bumped into an unprotected site. Actually, I bumped into two unprotected, huge subscribers lists in the last two months, which prompted me to write this article. But of course, I did the proper thing and emailed the web sites’ webmasters about their oversight. You would think that these professional looking and operating web sites with email lists of respectively 8,000 and 15,000 subscribers would know better.
Even if your site is made by a web design company, make sure all your directories are protected. In fact, one of the two unfortunate web sites I uncovered is a web design company. So, check out your site for this unnecessary security gap, right now.
Article written by Lee
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Are Your European Surfers Male Or Female?
In Europe, the domain of the Web still belongs to the younger generation, with nearly 80% of European surfers under the age of 30. This is not surprising, as Europe is culturally quite different from the US.
The older generation in Europe has typically been slower to adopt new technologies and habits compared to their American counterparts, and we can’t see this trend changing anytime soon. Cultural differences will limit Internet penetration among the older age groups.
Female Internet usage still lags in Europe, with slightly more than 20% of Web users being women. Although this difference is less pronounced in the UK, on the Continent, males still dominate the Web scene.
Our Target Audience
What does this tell us? Well, first of all, it tells us that the European audience is growing more and more each and every day but, we already knew that, what we didn’t know however, until now, was just what percentage of European surfers could be persuaded to buy porn memberships or related goods from one of our sites.
Most paysite owners will tell you that, on average the ages of their members range from 25-30 and, as such, the European market could potentially supply a vast majority of these signups if, they got the overall balance of their sites right.
The Solution
As you should already know by now, the European porn surfer has different expectations to its US counterpart, they wont give out personal information as readily as American surfers, this includes their email address so, this rules out sending them to ‘For Free’ programs, they are also getting really pissed-off at having to download dialer programs to access porn, heck, the average phone bill in Europe is almost double what it is in America, why antagonize these people even more? They know they are overlooked when it comes to porn surfing so we need to stop neglecting these surfers, get a site translated into a foreign language, broaden your horizons, tap into an as yet ‘untamed market’ I feel certain that if you take a few basic steps your bottom line can be increased significantly, it all comes down to this…..
Do you have the balls to try something new?
Article written by Lee.
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Cleaning Up The Myths On Scrubbing
Time and time again on message boards I see the same old topics regarding scrubbing usually preceded by some company being accused of scrubbing their webmasters surfers to much and the webmasters sales being lower because of the sponsor ‘scrubbing’ their surfers however, the reality of this is, it isn’t the sponsors who control how much or how little the surfers credit card transactions are ‘scrubbed’.
The E-Commerce Dilemma.
Irrespective of whether you are an online bookmaker, bakery or adult pay site owner the fact of the matter remains that only credit card fraud is on the increase and, in addition to the rise of online credit card fraud the methods in which the perpetrators of these crimes carry them out is also changing often combating the methods put in place by the online transaction processors to stop this happening luckily however, this is where ‘scrubbing’ comes into effect.So What Is Scrubbing?
Scrubbing is a method used by the credit card processor that the companies who’s site you are sending a surfer to uses. Scrubbing is in effect, a method of calculating the probability that any single transaction (or group of transactions) could be fraudulent. That is to say, is being carried out by someone other than the true owner of the credit or debit card.Scrubbing is probably the single most useful tool provided to our sponsors by the credit card processors to ensure that every transaction that gets sent to them is credible and, once the transaction is allowed (or not) a part of the information contained with the transaction is sent to a central database to help other clients of that processor guard against receiving unlawful transaction purchases.
How Does Scrubbing Affect Me?
As a webmaster, believe it or not, scrubbing is actually a good thing for you. You know that each transaction processed is first of all a legitimate one and, secondly, you know that the sponsor who you are using is not going to go bankrupt due to excessive illegal transaction. This means that the sponsor can improve the services they offer YOU as a webmaster to assist you in making more money.In essence, the scrubbing of credit card transactions at a sponsors level increases the amount of money you make long term not only with that individual sponsor but, with every other sponsors who uses the same transaction processor.
Article written by Lee.
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Barter For Business – Cost Free Trading
Whether you are a designer, traffic broker, content provider or, web host the one thing that will connect your business in some form is that other webmasters at some point, will want the services and products that you offer. With this in mind, you are instantly at an advantage the reason for this advantage will become apparent in this brief article.
Bartering Goods And Services.
Bartering is a business practice that is as old as mankind itself, from the stone age right up to the present day individuals have been trading their goods and services for other goods and services of like value. This is where your advantage comes into play. Perhaps you are a web hosting company in need of design work or, perhaps you are a designer in need of traffic, either way, there will always be other webmaster who want the services you offer and, in return they will offer services that you require. This is the absolute fundamental basis of the barter system, trade one product or service for another in order to improve the way in which you do things.Finding A Company To Barter With.
The problem that so often arises when bartering is involved however is finding a vehicle for you to start the bartering process. More often than not you can find someone on a message forum that will be willing to barter your services however, this is not always the case and so, you should turn to email to instigate the initial contact.Asking For A Barter – How To.
First and foremost, before sending an email or making a post asking to barter your services or products you should compile a list of items that you need, this could be content, advertising, graphics work or even web hosting, either way, by having a clear concise list of what you are in need of and, more importantly, what you can offer in return prior to sending an email will help you out immensely.Now that you have your list of services you require and what you can offer in return it comes to the initial contact, the first thing you should do is explain what it is you are proposing as clearly as possible, explain why a barter with you will become a win/win situation for the both of you as well as making sure you drop a compliment or two about their company in the email. Also, you should prove why offering your services in exchange for theirs will be a fair trade, by doing all of this at the first point of contact you stand a much better chance of them accepting your trade proposal.
Bartering – Recap.
Bartering is a strong tool that can help you build your business from the very second you start it however, with this strong tool also comes the opportunity for it to become a strong negative when running your business. To much time concentrating on bartering services can take away from running your business to its fullest, rather than trying to barter services all the time, ensure you build a good capital up so you are able to invest in services to build your business. Either way, whether you choose to barter or not, this method has been proven in success for thousands of years, why not try it out for yourself?Article written by Lee.
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