• Using Full Page Ad’s

    Date: 2011.02.24 | Category: Promotion, Traffic | Response: 0

    Full page ad’s can be used for more than just ‘adverts’ in fact, there is a wide and varied range of uses for them, below I have detailed some of the uses that I have tried in the past and from my experience, they seem to work well enough.
    Creating A ‘Hub’ Site – By interlinking FPA’s together in a range of niches and, offering your surfers a money bar linking to other FPA’s in different niches, you can actually get some good rankings in the SE’s and, if you utilize banner exchanges or counters on your FPA ‘hub’ site you can also ensure you get a fair amount of additional traffic. One thing I like to do with my FPA hub is use it as the ‘exit’ page when a surfer leaves one of my sites. This ensures that I am getting optimum traffic for my time spent a) building sites and B) building my hub.

    A lot of people I have spoken to about ‘hub’ sites simply forget about them once they have been built, personally, I do not see the point in doing this, if you build something like this why not send your exit, top list, counter, banner exchange traffic to the first page of your ‘hub’?

    Doorway Pages.

    FPA’s also make exceptional SE doorway pages, by optimizing your image names, meta tags and text on the individual FPA’s you are not only ensuring they WILL get ranked by the SE’s but, if you ‘hub’ them together as explained above you will also get some premium listings from them.

    Filter Pages.

    What I learnt to do early on is rather than send my surfers directly to the sponsors using the ‘standard’ linking codes is to send them first to an FPA with a money bar (or table ad) on it, this way, if they click the link in error and not realize that they are going to a pay site, you can give them an option, not only to use their ‘back’ button but also, to go to a different niche or, to continue into the sponsors tour. Now that you can link directly to a specific tour page on ARS sites, this method is a good way to give your surfers a ‘fresh’ tour front page.

    PPC Listings.

    An FPA is an ideal way to get sites listed in the PPC engines, not only do you show the surfers EXACTLY what is in the site they have just clicked on but, you also have the added option of being able to utilize blur consoles and exit consoles on them.

    One other thing that I will mention, is that often, you will find that FPA’s that you have made yourself, no matter how ‘amateur’ looking they are will work better than the ‘pretty’ sponsor built FPA’s.

    Hopefully, this article has given you some ideas on how you can better utilize FPA’s and not just use them in the same manner as every other adult site on the internet. If you have some good results from using FPA’s in this manner feel free to post about it on the ARSR Support forums and likewise, if you can think of any additional uses that have not been mentioned here let us know on the forums.

    Article written by Lee

  • Mirroring Adult Sites – Stage Two

    Date: 2011.02.23 | Category: Promotion, Tutorials | Response: 0

    Ok, in stage 1 of this tutorial we learnt the basic ‘setup’ for our multisite generation now we have to start putting the rest of our puzzle together.

    At this stage in the tutorial we should now have a 50 pic free site, all of the images are in the appropriate folder on our HD along with the HTML in their own folder. If you have not already done so, you need to ensure that when you add/added the links to your individual HTML pages that you call the images like this:

    /FreeSite/Images/pic1.jpg

    The Thumbnails like this:

    /FreeSite/Images/Thumbs/thumb1.jpg

    The gallery links like this:

    /FreeSite/Galleries/gallery1.html

    And the FPA from the warning page like this:

    /FreeSite/FPA/fpa.html

    Why are we calling the links like this and not like, http://www.mydomain.com/FreeSite/Galleries/gallery1.html I hear you ask, well the answer is simple, in order to use this site TEMPLATE over and over again, we need to ensure that there is a standard way of calling the links, this way, once we decide duplicate this site on a different domain, all we do is upload the folder to our server with a different set of images and we have another set of sites built.

    Ok, we now have our free site but, we have some empty folders that need filling up, here is how we are going to achieve that.

    What we now have to do is re-open the Gallery Pages, DO NOT change the image calls or the thumbnail calls however, what you will need to do is select 15 TGP’s that you would like to submit to, download the recip buttons for these TGP’s and save them in the /FreeSite/Images/Recips/ folder.

    Now we have the gallery pages open we need to modify them like this..

    Take the top text link that you created and replace that with a 3 cell table. In this table for the first gallery, you need to call the first 3 recip links for the TGP’s you want to submit to and link them to the appropriate recip url for each of the TGP’s again, calling the recip images like this, /FreeSite/Recips/recip1.gif. Also, you will need to modify the text link at the bottom of your gallery pages, I would suggest creating an 8 cell table, containing 8 niche text links, four of which should go to your Single-Site FPA’s (as created for the surfer trap) and the remaining 4 text links should go directly to your sponsors site tour page.

    Now save this newly created page as tgp1.html in the /FreeSite/TGP/ folder. Do the above again for the remaining 4 gallery pages but calling a different set of recip links each time. each time you modify a gallery page save it in the /FreeSite/TGP/ folder so gallery2.html would be renamed to tgp2.html, Gallery 3 would be called tgp3.html and so on.

    What you should now have is a single 50 pic free site with 5 galleries of 10 pics, all pics going to the larger image on a HTML page and, 5 TGP galleries.

    This is as far as we go with the tutorial today however, in the next stage we will continue to fill in the rest of the puzzle pieces.

    Article written by Lee

  • Tips For Submitting To TGP’s

    Date: 2011.02.24 | Category: TGP | Response: 0

    One of the most popular ways for getting traffic to sites these days is to submit galleries to TGP’s and because it is so popular there is a lot of competition for getting listed. If you like, it is a buyer’s (TGP’s) market, with the supply of galleries exceeding the demand. For example, at Richard’s Realm we only list about 60% of the galleries submitted and that’s after we’ve filtered out unwanted free hosts, free email addresses and submission bots. If we didn’t do that we would be listing about 20%-30% of all submissions.

    Before you begin

    Submitting to TGP’s is a numbers game. It’s all about volume and percentages. The amount of money your gallery generates can be estimated using a formula with 4 elements:

    Total Hits To Gallery X Click Through Ratio X Signup Ratio X $ Per Signup = Total Revenue

    So, for example, 1 in 25 surfers to your gallery clicks on a banner or a link, you use a sponsor paying $30 a signup and you have a 1:400 signup ratio with them from your TGP traffic. The formula then becomes:

    Total Hits To Gallery X 4% X 0.25% X $30 = Total Revenue

    You can see now that the only thing remaining that will affect your Total Revenue is the Total Hits To Gallery. If you increase the Total Hits To Gallery the Total Revenue will also increase.

    Of course, experienced TGP submitters also know that you can work on improving the other elements of the formula to improve Total Revenue. They tweak their galleries and change banner and link placement to maximize the Click Through Ratio. If it is improved and rises from 1 in 25 (4%) to 1 in 20 (5%), their Total Revenue increases overall by 20%.

    Building the gallery

    Examine the formula above and you will see that two elements can be manipulated at the gallery building stage: Click Through Ratio and Signup Ratio.

    It is always said, and surprisingly often overlooked, but select a sponsor for a gallery which complements the gallery’s content. For example, if you build a big tits gallery use a big tits sponsor. With more and more TGP’s becoming categorized people surfing the big tits category will be looking for bit tits and are more likely to be interested in a big tits sponsor!

    In addition, be sure to use sponsors which are not overly-used, sponsors which are little known. If you go through a TGP you will see the same sponsors and banners showing up all the time. If a surfer sees a banner 10 times they are only going to click on it the once. So even if you build the perfect gallery with top notch banner placement and pictures, if the surfer clicked on the same banner on the previous gallery they’re not going to click on yours!

    Selecting TGP’s

    There are hundreds of TGP’s you can submit to. It is usually advantageous to select TGP’s that only post your type of gallery, as well as the more generic ones. For example, submit to TGP’s which only list big tit galleries or galleries with one-legged midget lesbians (if that’s your niche). The more targeted traffic will usually result in better click-through ratios and better signups, especially if you’re using a new or little-known sponsor for the particular niche.

    TGP’s with a moderate level of traffic that send a few hundred hits tend to be quite good. Admittedly, to get any real volume you need to submit to quite a few, but consider using TGSW to do the bulk of it. My reasoning for using the smaller TGP’s is that they tend to list fewer pages and the surfers tend to be less “professional” and adept at dodging banners.

    Submitting your gallery

    There are no real tricks to this bit, but it is very important to remember that TGP’s usually get far more submissions than they need or want. You must try your best not to give them a reason to reject your gallery:

    • Read the rules carefully and follow them. The TGP webmaster doesn’t put them there for fun and if you break them it’s possible you will be blacklisted.
    • Look at the galleries already listed on the TGP to get some idea of what the webmaster likes.
    • Don’t try to be smart and use different names and email addresses to avoid the per webmaster submission limits. Although galleries can look very different, reviewers have a good memory and can often recognize designs, layouts and descriptions. If they spot you trying to cheat you’ll probably end up getting blacklisted.
    • Take a look at their TGP and see what kind of description they like, Adult Buffet have very different descriptions to Richards-Realm. This might not determine whether or not you get listed, but it’s a chance to get a good description of your choice and, hopefully, more hits.
    • Select the right category for your gallery. If you submit your gallery to the “Teens” category and it should be in the “Mature Women” category it will get put there or rejected. If you get the gallery listed in the wrong category you may get more hits, but if a surfer is expecting a nice young lady in the pictures he’s just going to hit his back button and look at the next gallery in the list – probably not even giving your banners a chance to load.

    Monitoring your gallery

    Once you’ve submitted your gallery you should keep an eye on how it performs. View the stats to see who listed you, how many hits they sent and how much you made from the gallery. It is even worthwhile to create galleries dedicated to specific TGP’s, so you can monitor their performance even more closely. If a TGP sends lots of hits but no signups it’s probably worth no longer submitting to them or changing the gallery to see if you can improve the click throughs or signups. Compare before and after stats if you make changes in the gallery layout or sponsor to see if they’re working.

    Whatever you do keep tweaking and monitoring your galleries to get the best possible performance for each of the elements in the revenue formula.

    Article written by Richard

  • Writing A Business Plan – The First Step To Success

    Date: 2011.02.21 | Category: Forms & Contracts, Writing | Response: 0

    Regardless of what type of business you want to run be it a bakery, a funeral home or an online marketing empire the one thing that you will require is a business plan however, having never taken any business basics 101 classes what do you need to have and, what is required in your business plan?

    That is what we will touch on in this brief article from the basics to the not-so-basics by using a few simple steps you can be sure your business plan will contain all the information you need to make it up the ladder of success.

    Information Summary.

    As the name suggest this is a simple summary of what you are hoping to achieve from the name of your business, the goals, the concept and your plans. This should actually be no longer than two pages so that you can fill the needed information out clearly and concisely.

    Business Details.

    This will be the founding information of your business again you need to mention your business name, what type of business you will be running (Sole Trader, Partnership, Corporation, etc) in addition you will also need to include details of who the company owners are, whether it be yourself alone or a list of your business partners, this information will be invaluable to you at a later date you also need to include a brief history of the business whether you have been running it already for a number of days, weeks, month or, years.

    Products And Services.

    Basically, you need to write what exactly it is you will be selling. Are you going to be selling baked goods, marketing services or custom solutions. Keep this section simple, if you need to go into depth then do so at the end of your business plan by way of an appendices. Once you have listed several of the products or services you will be selling you should also list the features and benefits (Marketing points) of the products and services in addition, why do you think your business idea will succeed, what do you offer your clients that no-one else currently does? In addition you also need to have a basic pricing structure planned out, this will assist you in the future as, from your initial plans you can see what, if anything needs to be changed.

    Marketing.

    A business is more than just an idea. You need to have good pricing, affordable suppliers and a great marketing plan. This is what is also needed in your overall business plan. You should include details of your competitors products and how they compare to your own or, if applicable why your product will be a benefit to the market place should it not already be readily available. In addition the marketing section of your business plan should include a list of advantages as well as some of the pitfalls you are likely to see. You also need to include a section detailing your specific marketing strategies regarding your overall and individual products and services.

    Industry Economics.

    This area should detail some of the more specific areas of the industry you are going to be working in for example, what type of industry are you entering, how does the future for this industry look and, more importantly, how many existing companies work this industry as well as how do you successfully launch yourself into the industry. Parts of this area you may have covered in the marketing and previous section non the less, go over them again here in more detail.

    Target Market.

    We have detailed the business ideas and products and services but, what about your potential clients? What does your product offer then that they need which no other company does? What is your target client base? How will you reach your customers? All of this and more needs to be addressed in this area of your business plan.

    Competing Companies.

    What do your competitors do and, more importantly, who are they? Make a list of your potential competitors and address their weaknesses and strengths ensure that you leave no stone unturned when getting this information together often, you will realize that there are things your competition is doing that you can do much better then they.

    Don’t forget to address their marketing, what are they doing right and, more importantly to you, what are they doing wrong? How can you capitalize on this and make their errors benefit your long term business plans.

    Location, Location, Location.

    Location is everything and, this is particularly true in business for example, will you be working from an office, from your home or even your garage, do you require any special permits to operate your business? Can your customers reach you easily? All of these items and more need to be considered when writing this area of your business plan. By addressing any and all of these items you will find yourself with a much clearer picture of what is needed of you and your business.

    Stock + Supplies.

    Often overlooked in business plans the one thing you NEED to have is a list of potential suppliers and sub-contractors who can provide you with your products and services. What materials (if any) do you need? How much will these cost you? Where will you find your stock and supplies? By getting this information available now you will have a better idea once your business plan is laid out as to what you are able to offer easily and also it will enable you to lay your pricing structure out more concisely.

    Labor.

    So you have this great business idea all laid out but, who will be running this for you? Do you need additional staff or are you going it alone? Do you need to setup accountants, lawyers, insurance companies, consultants, bank accounts etc etc? All of these aspects of your business need to be laid out here.

    Capital.

    Money, as they say, makes the world go round. Your business is no different, how much financial outlay do you require to get your business off the ground? Do you need to ask for a loan from your banking facility to help you out? How much income are you planning on making within the next 6 to 12 months? How much of this income needs to be invested back into the business? All of these ‘financial’ question need to be answered in this area of your business plan only then will you begin to see the bigger picture of your business idea.

    Hopefully this article has given you some solid advice and information regarding planning for your new business and, once you have all of the above laid out you should be able to see whether you will succeed or fail in your new idea.

    Also, by planning now for the future of your business you should hopefully be able to avoid any hidden costs which can often push a company to the edge.

    Article written by Lee

  • Outsourcing – Becoming More Profitable Online

    Date: 2011.02.24 | Category: Employment | Response: 0

    As webmasters we already do a lot of outsourcing from hosting our sites to design and marketing to getting traffic which we send to our sponsors. However, many of us are missing out on opportunities to outsource even more of our work and, by missing these opportunities, we are losing money.

    Outsourcing work can consist of anything from translations, design, scripting, marketing, seo, site submissions and pretty much anything and everything in between.

    However, before we outsource some work to others there are several factors that need to be taken into consideration these are what will be addressed in this article.

    Cost.

    Ensuring we work ‘cost-effectively’ is one thing we all want to do, we need to make a profit whilst still being able to develop our business further. One good way to find out if the costs of outsourcing outweighs the cost of keeping the work in house to make a simple list of both the time and financial involvements both in and out of house. For example, in house you may have employees that need paying to do the work, you will almost certainly need to spend a lot of your own time on the project and, more likely than not you will need to research the work you want to undertake, all of this can become costly when looked at in detail a good reason to outsource your work to another company or individual.

    Benefits.

    How will outsourcing benefit you and your business? As with the cost example above make a list of things that will benefit you from the time saved on the project to the monetary benefits of outsourcing the work and the completion times often, by outsourcing your work you can have it done in much less time than if you handled it yourself ‘in-house’ so to speak.

    Flexibility.

    What are the indirect benefits of you outsourcing your work? Not necessarily the money saved but more along the lines of time management. if you give a designer a list of ideas and suggestions you WANT your work to have, chances are, they will get it right the first time whereas, if you amble along experimenting with what you actually create you may, in effect, take much longer to complete the task in hand. By saving yourself time what else can you get done, whether it is building more sites or marketing your existing sites further the indirect benefits all weigh up more often than not, these benefits will be favorable to outsourcing the work.

    Risk.

    This is probably THE most important thing to take into account when considering outsourcing your work, what happens if, you pay for the outsourcing and, overnight the company who is doing the work for you goes out of business? What happens if someone you have in your employ decides that they would rather be doing the work rather than you outsourcing it? Financially can you afford to outsource the work? All of these factors need to be considered before undertaking any form of outsourcing.

    Basically, what I am trying to tell you is that, if you spend a few moments actually running the numbers as oppose to the ideas you have in respect of your workload you will see that outsourcing can be come a valuable asset to your business and, more importantly, your bottom line profits.

    Article written by Lee

  • Building A Surfer Trap – Stage 7

    Date: 2011.02.21 | Category: Traffic | Response: 0

    Here we go with Stage 7 in this Surfer Trap tutorial.

    We should by now have a rather complex looking surfer trap, pop up consoles and blur consoles on all of the pages within it, all of these same pages interlinking each other indefinitely.

    So, we are starting to get some traffic to this beauty from our existing sites and the counters we implemented but, how can we get some more traffic for FREE?

    What I suggest we do next to this little baby is to add a banner exchange code to EACH of the FPA’s we have and also, onto the larger table console we created.

    You should sign up for one banner exchange code for this trap, you might like to search around for a banner exchange that lets you have a decent ratio of impressions.

    Once you have signed up for your banner exchange code, you now need to copy this coding into the BOTTOM of all of your FPA HTML pages including the Multi-Site FPA.

    Now you have the banner exchange code on your site you are earning credits. Your account may not be activated for a day or so but, what this means is you are earning credits the entire time you are showing banners on your Surfer Trap.

    Now we have the banner exchange code on our sites we only have one further step to take in order for this project to be completed.

    Making sure it works how it is supposed too along with fine tuning this little beast.

    If you have any further questions or comments please post on the forums here and one of us will be able to help you.

    Article written by Lee.

  • Are Your European Surfers Male Or Female?

    Date: 2011.02.21 | Category: Promotion | Response: 0

    In Europe, the domain of the Web still belongs to the younger generation, with nearly 80% of European surfers under the age of 30. This is not surprising, as Europe is culturally quite different from the US.

    The older generation in Europe has typically been slower to adopt new technologies and habits compared to their American counterparts, and we can’t see this trend changing anytime soon. Cultural differences will limit Internet penetration among the older age groups.

    Female Internet usage still lags in Europe, with slightly more than 20% of Web users being women. Although this difference is less pronounced in the UK, on the Continent, males still dominate the Web scene.

    Our Target Audience

    What does this tell us? Well, first of all, it tells us that the European audience is growing more and more each and every day but, we already knew that, what we didn’t know however, until now, was just what percentage of European surfers could be persuaded to buy porn memberships or related goods from one of our sites.

    Most paysite owners will tell you that, on average the ages of their members range from 25-30 and, as such, the European market could potentially supply a vast majority of these signups if, they got the overall balance of their sites right.

    The Solution

    As you should already know by now, the European porn surfer has different expectations to its US counterpart, they wont give out personal information as readily as American surfers, this includes their email address so, this rules out sending them to ‘For Free’ programs, they are also getting really pissed-off at having to download dialer programs to access porn, heck, the average phone bill in Europe is almost double what it is in America, why antagonize these people even more? They know they are overlooked when it comes to porn surfing so we need to stop neglecting these surfers, get a site translated into a foreign language, broaden your horizons, tap into an as yet ‘untamed market’ I feel certain that if you take a few basic steps your bottom line can be increased significantly, it all comes down to this…..

    Do you have the balls to try something new?

    Article written by Lee.

  • How To Claim Back European V.A.T

    Date: 2011.02.22 | Category: Billing Solutions, General | Response: 0

    With the recent legislations requiring US businesses to charge Value Added Tax to EU Member state customers for purchases of digital product / image downloads there are many new questions going around enquiring how companies and small business owners can claim the VAT back this is what we will look at in this brief article – The basics of claiming back your VAT from Europe.

    What Is V.A.T?

    Value Added Tax (VAT) is a consumption tax levied on goods and services in many countries across the globe. Over the last decade, legislation in the tax systems of Europe, Canada, Japan and South Korea allow for a refund for the majority of non resident entities, worldwide to a refund of VAT in most instances however, especially in the business world, registration must be achieved prior to claiming back your VAT and, preferably before the purchase of Vat able goods takes place.

    Who Is Entitled To A VAT Refund?

    Most businesses will be entitled to receive a VAT refund however, as the laws vary from country to country, the best way for you as a business owner to find out the laws as they affect you is to contact your company accountant who, should be knowledgable enough to inform you of what you need to claim back from each of the EU member states where V.A.T has been charged.

    What Products Can I Claim V.A.T Refunds For?

    Most typically value added tax recoverable expenses can take form as one or more of the following items:

    Business Property Expenses.
    Transportation Costs.
    Inter-company Billing.
    Marketing + Promotional Services.
    Exhibitions, Conferences + Business Meetings.
    Importation V.A.T.
    Digital Downloads (Business Related).

    How Do I Register For V.A.T?

    When a company inside the domestic US conducts transactions in the EU countries where value added tax registrations may be required the registration for the VAT refund should be done prior to the transaction taking place however, on occasions which vary from individual EU member states this registration process may be done retroactively. By becoming registered to claim your VAT back the company is legally required to d the following:

    1) Register for the VAT in the EU country where the transaction takes place.
    2) Account for VAT on all invoices or receipts issued to your European customers.
    3) Deduct the V.A.T incurred from your European suppliers of goods or services.

    Value Added Tax – An Overview.

    When all is said and done, other than the obvious need to increase your pricing structure for certain global markets registering for and, charging value added tax actually has a great deal of benefits. You now get to claim addition refunds from any expenses that you incur from the day to day running of your business, your promotional activities become vat’able so you can now increase the level of global marketing you do and, claim full value back from the EU member states (where applicable). basically, registering in the EU member state will enable your business to grow on a global scale and, at the same time, afford you the luxury of being able to market your goods and services to a greater client base at virtually no cost to yourself this is a good thing especially when you take a look at the growth that international internet usage is making each month.

    Article written by Lee

  • European Surfers – Porn High On The List!

    Date: 2011.02.22 | Category: General | Response: 0

    Adult web sites were visited by 3.8 million home Internet users in the UK in June 2001, according to Internet monitoring company Net Value. This accounts for more than a quarter of the entire UK home Internet population.

    UK visitors to adult websites spent more than 45 minutes on these sites each in June. Adult sites make up 41.2 per cent of all the sites visited in the UK with a significant audience. Students (23.2 per cent), manual workers (15 per cent), and professionals (12.8 per cent) are the largest groups of UK visitors to adult sites.

    However Germany has the largest audience for online porn in Europe with more than 5.3 million Germans visiting an adult site in June. They also spent more time on these type of sites than any other nationality – each German visitor spent almost an hour on adult sites in June. Net Value data also showed that more than half (52.3 per cent) the websites visited in June by a significant number of German users were of an adult orientated nature.

    Spain has the greatest proportion of visitors to pornographic sites – 40 per cent of Spanish home Internet users visiting a pornography site in June 2001.

    “Pornography has become a lucrative online business, with many companies now recognizing it as a valuable additional revenue stream,” Net Value’s Alki Manias said. “And this would seem to be a stable business area – the popularity of online pornography continues unchecked.”

    Adult sites are also popular amongst the earliest adopters of the Internet. People who first got online at home before 1997 account for 18.5 per cent of visitors to adult sites, though they only make up 14.1 per cent of the whole UK online population.

    In the UK, Lastminute.com has just introduced an auction for adult toys and aids, whilst in Germany, Freenet.de and T-Online are also moving into the adult business.

    The following charts detail various demographics relating to European surfers usage of adult sites:

    Visitors To Adult Sites In Europe

    Time Spent On Adult Sites By European Surfers

    Number of adult websites visited, June 2001

    Number of adult websites visited Total number of Websites visited* % of websites which have adult content
    Germany 4,140 7,909 52.3
    Norway 3,847 7,756 49.6
    Denmark 3,675 7,661 48.0
    Italy 3,131 6,579 47.6
    Sweden 2,419 5,231 46.2
    Spain 3,069 7,019 43.7
    UK 3,879 9,411 41.2
    France 4,348 11,845 36.7

    * Sites with a significant reach

    UK visitors to adult websites by occupation, June 2001
    Occupations Of Porn Surfers In The United Kingdom

    As you can now see, we, as adult webmasters, have a considerable chunk of the online adult industry sitting in our laps and, we should concentrate on tapping into this market as more and more American companies are realizing the importance of these figures we will inevitably reach a stage where the European market will be passed across to our US counterparts.

  • International Billing Alternatives – Online Check Payments

    Date: 2011.02.23 | Category: Billing Solutions | Response: 0

    In my previous article i discussed the value involved with Premium Rate Phone billing as an option for your adult surfers and, staying on the topic of payment processing this article will take a closer look at the Online Check payment method or, ACH as it is commonly referred to.

    ACH (Online Check Payments) – What Is It?

    An online check payment is a method of allowing your customers to pay for their goods using their check’s online, in order for your customer to pay via a check they need to have available certain items these are, a current checking account, a valid routing number (found on the check) and, an account number. Funds paid via online checks are automatically debited from the customers bank account.

    Online Check Billing – How It Works.

    Online check payments are processed in real-time, surfers are automatically accepted and authenticated via their current billing address, social security or, driving license number, once they have been authenticated their payment details are then sent to the ACH (Automated Clearing House) system where this information is automatically accepted as long as the details provided are verified as correct.

    Online Check Payments – What Are The Costs?

    Utilizing the online check method of billing your customers is actually just as, if not more, cost effective as using online credit or debit cards, in effect, you are guaranteed the funds of the check once they clear as, in all reality, the surfer will not have such an easy time declaring the purchase as a ‘charge back’ because the information needed to pay via an online check is information that in reality, only they have access too.

    So, as with our previous articles, lets say your paysite membership fee for one month is US$35, a surfer signs up to your site using an online check, you make, approximately, US$33 from this membership for each and every month the customer (or surfer) chooses to renew their membership.

    The one main advantage with online checks however is that, surfers will often feel more ‘secure’ in using them to pay for 3 or 6 month memberships and, as long as their check clears your account, you are almost certainly guaranteed the funds.

    Online Check Billing – The Main Benefits.

    As mentioned above already, the primary benefit of the ACH payment method is that the customer will almost certainly have funds available in their online checking account to be able to meet the cost of the paysite membership, after all, they wouldn’t give out their banking details if they were not sure the payment would go through. In addition to this advantage there are also several other advantages to using Online Checks as a payment method for example:

    Increased Sales.
    Reduced Order + Billing Costs.
    Faster Payment.
    Reduced Credit Card Charge Backs.

    ACH Check Payments – Overview.

    Whilst ACH check payments are a good alternative for US surfers the one major drawback is that, in today’s global market place they are not a method of payment for international surfers unfortunately, at this time, there are no companies who can offer this service to my knowledge to the ever growing global population.

    That said, there is a place in the industry for check processing for adult payments and, with Visa breathing down our collective necks more and more, now would be an ideal time to take an in-depth look at this processing method.

    I hope this article has provided you with some useful information regarding the online check payment method.

    Article written by Lee

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