Direct Debit Payment Explained

Date: 2011.02.22 | Category: Billing Solutions | Response: 0

Something that is very rarely spoken about as a means of payment is Direct Debit, this is a popular payment method across Europe and, especially in the United Kingdom. Direct Debit can offer your surfers a cost effective, easy way to pay for products and services from your site especially, if they have a ‘recurring’ cost associated with them.

Direct Debit – What Is It?

Direct Debit is quite possibly one of the simplest ways to collect funds from your surfers basically, a form is filled out by the surfer, where they enter their bank payment details, account number, name, sort code. Then, the form is signed either electronically or, in person by the customer, in this case, electronically by the surfer.

Once you have the direct form filled in by your surfer, you may continue to deduct funds from the bank account on the Direct Debit form until such a time whereas the surfer cancels the Direct Debit agreement.

At the present time, around 45% of the population in the UK currently choose to pay their utility bills online by Direct Debit and, around 75% of the total population in the UK have used Direct Debit at least once in addition Direct Debit is also an alternative method of payment in the vast majority of European countries and, it is also used (although not as much) in Australia.

Direct Debit – What Are The Cost?

Direct Debit payments cost around $0.5 for you as a merchant to process, however, this charge, rather than happening on the processors side of the transaction, happens when the Direct Debit request hits your banking account.

This in itself is god news after all, you now ensure that if a membership or product costs $35 per month, you will get virtually the full cost of that membership until such a time when the surfer cancels the direct debit at their bank.

Direct Debit – An Overview.

All in all, Direct Debit is probably one of the only payment solutions that allow you to collect the full price from your surfer at the point of sale and, furthermore, because the Direct Debit method of payment is trusted, this offers your surfers something that no other form of payment can – Peace of mind. There is however one major drawback to this method of payment, it is very hard to find processors that will allow you to utilize Direct Debit on your sites in fact, to date, the main use for the Direct Debit payment method has been payments of utility bills, Gas, Electricity, Water Supply, etc however, many financial institutes will let you pay for goods and services using Direct Debit on ‘credit’ terms which can vary from 1 day to a year interest free or, not as the case so often is.

I strongly feel that within the next 12 months this method of payment could become advantageous to the adult webmaster however, the current online payment processors need to be pushed in order for this to become as widespread as credit and debit card processing is. That said, there are a few online adult companies already accepting Direct Debit as a form of payment so, at least the ‘DD’ revolution has already started.

Article written by Lee

Adult Industry Standards – What Are They Exactly?

Date: 2011.02.21 | Category: General | Response: 0

For some, the term ‘industry standards’ might seem like an oxymoron and, in such a wide spread global industry this might just be the case, the adult industry is not regulated in any way shape or form however, this term is thrown around with the best of them.

In this article we will take a quick look at some of the ‘standards’ which have been set and, for the most part, seem to be accepted across the online adult industry as a whole.

Industry Standards – The Basics.

‘Industry Standards’ are, in effect a set of guidelines or rules by which any person operating a business in a specific sector operate by. These may range fro charging a standard price for a product, operating in a certain way or something else. Most industries have their own set of specific ‘standards’ which are usually upheld regardless of whether they are actually written in law, as regulations, rules or, unwritten, unspoken standards.

Adult Industry Standards – The List.

This is a list of the 4 most common ‘Adult Industry Standards’ that webmasters would seem to operate their businesses towards, these are not ‘official’ industry standards more general operational guideline which are accepted as the ‘norm’ in our industry.

1) Adult Webmasters should use ‘legal’ content.
2) Adult Webmasters should abide by the rules of the sponsors they use.
3) Adult Webmasters should not promote ‘child pornography’ or imply the promotion of the same.
4) Adult Webmasters should operate their business within the scope of the law.

Taking the above four items into account, there of course, other standards by which webmasters already self-regulate to some extent for example, you shouldn’t steal other webmasters work, content, bandwidth (through hotlinking), etc. However, other than the four primary ‘unwritten rules’ above there doesn’t appear to be any special ‘code of practice’ to which webmasters should or even, can adhere to.

Taking the above information one step further, lets take a quick look at the adult industry sponsors, almost all of them have a different variation of their Terms and Conditions however, implied or otherwise, most of them tend to stick within the confines of the details already mentioned above. This in itself can lead webmasters into some troubles for example, promotion of sites, most sponsors have unwritten rules about what webmasters can and cant do to promote sites, no spamming paysites, no misleading links but, again, there are no ‘set’ rules that any two sponsors seem to say in the exact same manner.

Adult Industry Standards – Self Regulation.

We all know by now (at least those of us whom have been doing this for a few months) that the adult industry is pretty much self regulated and, whilst this is almost certainly a good thing it can also lead to complications. For example, ‘Webmaster A’ does something to promote a site that they got permission to do whilst, ‘Webmaster B’ does the same thing without having permission. in this instance, more often than not ‘Webmaster B’ will the one who gets their name blackened in the industry. it would also seem that, whilst those webmasters who have a long standing in the industry are capable of getting away with certain things, others, who perhaps have seen things done, when they try the same they get ridiculed.

Adult Industry Standards – Overview.

As ‘Adult Webmasters’ and, i would like to stress the ‘Adult’ part of that job title we have a lot of information thrown at us from the very first day of joining this industry, how we choose to use that information is up to us on an individual basis. That said, until the ‘standards’ are set on a level playing field i cant help wondering what effect, negative or positive our own style of self regulation is having on our associates and peers, does it help that we can go to message forums and call sponsors, hosts, other webmasters cheats? or, does this hinder our industry on a much wider scale?

One thing is for certain, if i were a journalist writing a report on the adult industry as a whole, i don’t even think i could write about the actual ‘business’ side of things after all, we all run our businesses as we see fit and, at the same time, read the rule book that would at least, for the time being, suit us as individual business owners.

Article written by Lee.

Turning Opt In Mailings Into Pure Spam

Date: 2011.02.24 | Category: Opt-in Mail | Response: 0

Spam is frowned upon net wide and even more so than usual in the online adult industry especially unsolicited email Spam however, many webmasters do not seem to grasp the essential basics about what Spam is and more importantly, the point in which they themselves become Spammers, this is what we will take a look at in this brief article.

Double And Single Opt In Mailings.

By themselves single and double opt-in mailing lists can be a very effective method of promoting your or, your sponsors sites however, many webmasters forget the one fundamental rule when mailing their opt in subscribers, send them what they actually opted in for otherwise, you are spamming the list and ultimately, the recipients.

The line between opt in mailings and Spam is a very finely drawn one at best however in the adult industry it seems the edges of this line are more blurred than almost anywhere else. Quite often you see webmasters on a variety of message boards selling their ‘opt in mailing list’ to one or two other webmasters however, when does the opt in to Spam equation fit in? This is what we will look at next.

Turning Opt-In Mailings In To Spam Emails.

So you have collected opt in email addresses diligently for the last god knows how long and, you have successfully emailed those lists numerous times with some good results to show for it and you want to let others profit from your lists whilst making some money for yourself at the same time. Time to sell the emails you have collected. This is your first mistake, the email addresses which you have collected for your subscriber mail outs have been opted into YOUR list not another webmasters and well, the second that another webmaster buys this list from you the list itself becomes pure unadulterated Spam, nothing more, nothing less.

Of course, you don’t have to sell the list, you could offer the list up for trades however, the same thing applies, the second your mailing list changes hands that list not only becomes worthless to the person who has purchased it but, in effect, the list has now become worthless to you.

Adult Opt In Email Lists.

To make a long term profit from your opt in mailing lists the one thing that you should ensure is that the list you have remains clean and, more importantly than that, remains private, if you have spent several years collecting these email addresses why would you turn the revenue potential of them in to nothing less than worthless overnight? Keep the lists as clean and as private as possible, the next time a sponsor opens a paysite that is on the same topic as your mailing list you can send your opt in mailer to your database and profit from the unexposed site.

Adult Opt In Mailing Lists Overview.

When all is said and done, as mentioned above opt in adult mailing lists are a very hard to find commodity and, if you have a list for a specific niche or market the list becomes even harder to find, keep your list as clean as possible and ensure that you and only you use the opt in mailing list. By keeping the email addresses you have collected out of the grasp of other webmasters you have the potential to make revenue from that list for as long as you maintain it however, all of your hard work can be undone overnight if you sell the list to the wrong webmaster. In short, if someone opts in to a mailing list owned by you, make sure you are the only person who mails them from that list otherwise, you have indirectly spammed that email address.

Article written by Lee

Using Mainstream Sponsors On Adult Sites

Date: 2011.02.24 | Category: Sponsors | Response: 0

With the adult industry moving more and more into the mainstream web every week that passes as late i thought it would be an idea to show you guys how it is possible to use mainstream sponsor programs on your adult sites to build up a steady commission check even when a surfer going to your adult site doesnt actually buy anything from your adult sponsor.

Mainstream Sponsor Programs – The Choices.

The first thing that you need to do is to choose a mainstream sponsor that offers you a good choice of products / services to market to your surfers mainstream affiliate programs such as Click Bank, Commission Junction and, Amazon.com are all good places to find a selection of mainstream products and services you can offer your surfers in addition to the adult sponsors you currently use.

Mainstream Affiliate Programs – Setting Up.

The first thing that you need to do however in order to offer the mainstream affiliate program products to your surfers is to register a generic, non-adult domain name and, instantly get this domain setup on your current web server.

This will be the domain name you use for all correspondence between the mainstream affiliate networks and yourself in addition, this will also be the ONLY domain that you utilize the mainstream linking codes on.

Using Mainstream Sponsors – Getting Started.

The first thing that you need to do now you have your domain and mainstream affiliate networks sorted out is to build a couple of specific ‘doorway pages’ on your new generic domain name. This could include something like an article or product review or perhaps something as simple as an image of the product and a short description which you can use to lead the surfer into the mainstream affiliate programs site, either way, the idea is to have the root of the domain 100% free of adult content and utilize specific doorway pages which you can link to from your adult sites.

Generating Mainstream Traffic.

Onto the really easy part, your current free sites all have an enter and exit link correct? If so then you are already half way finished, all you now need to do is to ensure that EVERY SINGLE exit link goes to your mainstream doorway page for a specific product or group of products. Make sure that you do not link to the root of your generic domain at any time but only to specific doorways and, that each of these doorways has a link to the root domain.

By linking to your generic site in this way, you are enabling the surfer to choose whether they first of all, want to look at your adult site or, they want to leave the site and go to your mainstream affiliate network sponsor in the process giving you the potential of making a sale at the mainstream affiliate program.

Mainstream Sponsor Programs – An Overview.

By utilizing mainstream affiliate programs in this way you are not only potentially increasing your bottom lines but, you are also utilizing every single click that you get both to and from your site, to often webmasters send their exit links to places like disney.com or google.com and in doing so, they lose out on potential incomes, hopefully when you start marketing your exit links in the manner explained above you will begin to see the benefit of how both adult and, mainstream sponsors can be used in conjunction with each other in order to increase your bottom line profits.

Article written by Lee

Billing Solutions For International Surfers

Date: 2011.02.21 | Category: Billing Solutions | Response: 0

We all know the lifeblood of the webmaster is to be able to accept credit cards for site access however, with the global markets emerging more and more, many webmasters still do not realize that they can accept credit cards from international countries at little or no extra cost to themselves or, their business.

Presuming you already have your sites translated into a selection of global formats you need to make sure you can process foreign transactions and, these should be handled differently than regular US based credit card users however. This is what we will approach upon in this article.

The main reason we own our businesses is to turn a profit and, from a profit making point of view is just how the details below will enable you to benefit your long term global business.

The first step you need to take in order to correctly ‘charge’ your international customers is to ensure that you are sending them to the right language, after all, over 70% of internet users can not speak English, let alone read it. This is where having some geo-scripting comes in handy on your join page, the second the surfer hits this page he (or she) will be directed to a localized version of your join page.

Now that you have the surfer on your join page you also need to ensure they have a variety of options available to them to actually finalize the purchase however, you should also ensure that, if they want to view your join page in another language, that they have this as an option too.

Some alternate payment methods for your international customs could include one or more of the following, PayPal, JCB, Mastercard, Discover, Maestro, EuroDebit, Checks and, of course, a dialer.

I would however use the dialer as a last minute option should their chosen method of payment not be accepted.

Even though you may run a ‘recurring’ based site, you might not want to have your foreign surfers recur and risk having their card declined when it comes to authorizing your charge next, for this reason you may like to add the option of a 3 month membership or perhaps a 6 month membership however, make sure you lower the cost of this membership in relation to buying a monthly membership, this might just be the clincher you need to close the international sale.

As with any purchase the after sales support is also needed, especially if you are wanting your international customer to rebill for several months and, trust me, they WILL rebill, often for in excess of 6 months. They pulled their credit or debit card out for a reason and, they will stay if you can give them more reason too.

With any type of sale a follow up is always good, many sponsors and processors send out an email automatically upon sign up, however, how many of these emails are written in the surfers native tongue?

In conclusion, when dealing with international customers you should cater to them NOT make them cater to YOU by doing this you will ensure the longevity of your international business.

Finally, if you have any type of online business you should carefully consider the global market place as it is growing a rapid rate with millions of new international surfers coming online each year this would be a bad business choice on your part if you were not to cater for them.

Article written by Lee.

What’s In A Niche?

Date: 2011.02.24 | Category: General | Response: 0

Many webmasters realize what the different ‘fetishes’ the surfers have are but, how many of us realize these are actually niches and, how many of realize that these niches can be broken down into smaller sub niches of the particular fetish the surfer is looking for?

Lets take an example of say, the ‘lesbian’ niche.

Of course we all know what the lesbian niche entails, two women getting naked with each other right? Wrong.

There is much more to it than that, for example, obviously lesbian sites appeal to, well, they appeal to guys who want to fantasize about getting it on with two women but, what about the female surfers? Sure, some women probably join lesbian paysites too.

That’s one ‘sub-niche’ of lesbian right there, this can be broken down even further though for examples, Ebony Lesbians, Teenage Lesbians, Mature Lesbians, the list goes on and on and on.

So how do we choose a niche to market in adult?

The first and foremost thing you should try when choosing ‘your’ niche is to try something that either excites you or, appeals to you in a non sexual manner, if you are into Lesbian Midgets getting it on, then start off with that for your niche.

Likewise, if guys getting down and dirty is the thing that floats your boat, choose that as your niche, you should already know enough about the niche you choose primarily to be able to sell something to the surfer. If it excites you, it will more than likely excite a surfer and result in a sale.

Of course, the above statement isn’t always true, I know plenty of straight webmasters who market the gay niche VERY successfully, they have found a method that works for them and developed their business from there it probably wasn’t easy at the start but, nothing easy will make you the ‘real’ money that there is in adult.

You need to experiment, constantly adapt and change the way you do business, if you try something and it doesn’t work, ask yourself why, what could you have changed that might have made a difference and, instead of changing it on the first site you built, change it on your next one, that way, even though it may not work at this moment in time, you will no doubt find it will work at a later date just as you will find that something that works well for you now may not work at all later on in your business career.

Once you have mastered a general niche you should then think about trying some of the sub niches that are available to you, there is more to teen than than just cute teenage girls lying naked on a bed and getting screwed rotten by some guy. just as you saw there was more to the lesbian niche above.

Take your sponsors tour for ideas, often you will notice things that spark some though and, once you have that spark, you should ensure it develops into a flame.

Even something as simple as a tattoo on a model or a piercing can be the tart of a whole new niche, look at the things that other webmasters may not be, just because there isn’t a proliferation of teenage pierced lesbian sites, doesn’t mean that someone doesn’t want to join one and, who knows, that weird sexual fetish you build a site for now may become popular in 6 months time.

Basically, what I am trying to say is that as adult webmasters we need to investigate all aspects of the niche we want to or, currently do market, just because a surfer comes to the front page of a lesbian site, doesn’t mean that they wont also be interested in an ebony site, its all down to how we market our sponsors paysites as webmasters.

Article written by Lee

Cascading Billing – Using Multiple Payment Processors For More Profit

Date: 2011.02.21 | Category: Billing Solutions | Response: 0

‘Cascading Billing’ has been somewhat of a buzz word of late in the online industry however, there seems to be some confusion as to what this billing process actually involves or even does other than ‘process payments’ this is what we will take a look at in this brief article.

Cascading Billing – The Basics.

Simply put, Cascading Billing is a method to enable your surfers to buy membership to your site or, products utilizing multiple third party credit card processors and, other payment options. The process used, as its name suggests, is that of a ‘cascading’ feature meaning that, if you have multiple processors set up on your site and a surfers credit card is declined on your primary processor, the details will then be passed onto a secondary credit card processor where, they will either be accepted or declined and, if declined, the details can then be passed onto yet another credit card processor or, some alternate payment solution.

Cascading Billing – The Benefits.

From the initial reaction this new payment process has received in the online community it would appear that this new solution actually does work and, work well. Many companies who are adopting the ‘Cascading Billing’ process are reporting an increase in sales, some reporting upto a 20% increase over the normal procedures they used. This increase in sales also enables affiliate programs to pass the new found benefits onto the webmasters themselves through raised payouts and better sign-up ratios.

Cascading Billing – The Options.

As with any type of online payment processor or, payment system, you need to evaluate what your individual needs are and, using a cascading billing program is no different. With many solutions currently available and in development stages the choices for webmasters and program owners are growing and growing.

However, that said, first and foremost you need to choose which processors or, billing solutions you will use to begin your cascading billing. In an ideal world, you should choose two of the more reputable third party payment processors as your primary and secondary processor in addition to a tertiary payment option or, perhaps even a custom dialer solution. Generally speaking, this will give you the best way to monetize your own and, your webmasters traffic.

Cascading Payment Solutions – Overview.

When all is said and done, cascading billing offers webmasters and online e-business owners ample opportunity to increase their profits through minimal outlay either by renting the scripting that will allow you to utilize the cascading billing option (costs from $300 a month) or, having such a solution custom coded which, you can have done from as little as US$5000. Either way i am certain we will start to see many more of the top online companies offering this type of payment solution in the near future and, with some of the larger online companies already adopting this method, it is sure to start happening soon.

Article written by Lee

Promoting Safe Sex In The Adult Industry

Date: 2011.02.24 | Category: General | Response: 0

To most webmasters, the only thing that needs to be considered when building and marketing our websites is the layout of the site, the sponsors that they will be using and ultimately, the amount of money they will make from the site however, there is another side of the adult industry that we should also be considering, the moral side.

Safe Sex – Morally Speaking.

We all have our own morals and work ethics however, I think that sometimes most of us push these to the back lines a little when it comes to making a buck which is understandable however, we are in a position of power somewhat over a lot of things that many of us do not even think about, we know that for the vast amount of industry webmasters there are more than 90% of them will actively report child porn sites when they find them however, how much further does this reach and, how much harm could you potentially be doing long term?

Promoting Safe Sex – The Issues At Hand.

Step out of your webmaster persona for a short while now while you read this next paragraph and actually think about what is being said, all of us in our communities realize that sexually transmitted diseases and especially HIV/Aids is on the increase although maybe not reported as much the one thing that you can be certain about whether you go to a gym, a bar or a doctors is that we are constantly shown images promoting safe sex, ask yourself how you feel about that and, furthermore, ask yourself if you would have unprotected sex with someone if the answer to this question is yes then the rest of this article will be of no consequence to you however, if the answer is no, then you may like to read on.

Safe Sex Online.

Now we have ascertained how you feel about safe sex, why do you not promote this more often on your sites and galleries? We are giving surfers a product that will, in all likelihood fulfill their fantasy and, quite possibly, be mimicked by them at some point in the future. With this in mind I would suggest the following to you if I may. When purchasing content, try to purchase photosets where the models are practicing safe sex, if a surfer see’s a famous porn star using a condom then, ultimately, they themselves may use a condom when they next have sex. When building a site or gallery why not promote a condom affiliate program on the site, either through the use of a text link or a button or banner, not only are you being responsible but, you are also still going to make money should your surfer buy something from your condom sponsor. A good sponsor for Condoms is http://www.condomexpress.com.

Promoting Safe Sex – The Bigger Picture.

As mentioned in the opening paragraph of this article, more often than not, webmasters choose to go with bottom line profits over their morals however, thankfully this isn’t always the case. Whether you decide to start promoting safe sex as a method to promote condom sales or, whether you choose to promote safe sex as it is a moral that you believe in, one thing alone will stand true, by showing the surfer that sex can be safe and fun, we are definitely doing our part towards making sure that not every webmaster is seen as morel-less.

Article written by Lee

International Billing Alternatives – Online Check Payments

Date: 2011.02.23 | Category: Billing Solutions | Response: 0

In my previous article i discussed the value involved with Premium Rate Phone billing as an option for your adult surfers and, staying on the topic of payment processing this article will take a closer look at the Online Check payment method or, ACH as it is commonly referred to.

ACH (Online Check Payments) – What Is It?

An online check payment is a method of allowing your customers to pay for their goods using their check’s online, in order for your customer to pay via a check they need to have available certain items these are, a current checking account, a valid routing number (found on the check) and, an account number. Funds paid via online checks are automatically debited from the customers bank account.

Online Check Billing – How It Works.

Online check payments are processed in real-time, surfers are automatically accepted and authenticated via their current billing address, social security or, driving license number, once they have been authenticated their payment details are then sent to the ACH (Automated Clearing House) system where this information is automatically accepted as long as the details provided are verified as correct.

Online Check Payments – What Are The Costs?

Utilizing the online check method of billing your customers is actually just as, if not more, cost effective as using online credit or debit cards, in effect, you are guaranteed the funds of the check once they clear as, in all reality, the surfer will not have such an easy time declaring the purchase as a ‘charge back’ because the information needed to pay via an online check is information that in reality, only they have access too.

So, as with our previous articles, lets say your paysite membership fee for one month is US$35, a surfer signs up to your site using an online check, you make, approximately, US$33 from this membership for each and every month the customer (or surfer) chooses to renew their membership.

The one main advantage with online checks however is that, surfers will often feel more ‘secure’ in using them to pay for 3 or 6 month memberships and, as long as their check clears your account, you are almost certainly guaranteed the funds.

Online Check Billing – The Main Benefits.

As mentioned above already, the primary benefit of the ACH payment method is that the customer will almost certainly have funds available in their online checking account to be able to meet the cost of the paysite membership, after all, they wouldn’t give out their banking details if they were not sure the payment would go through. In addition to this advantage there are also several other advantages to using Online Checks as a payment method for example:

Increased Sales.
Reduced Order + Billing Costs.
Faster Payment.
Reduced Credit Card Charge Backs.

ACH Check Payments – Overview.

Whilst ACH check payments are a good alternative for US surfers the one major drawback is that, in today’s global market place they are not a method of payment for international surfers unfortunately, at this time, there are no companies who can offer this service to my knowledge to the ever growing global population.

That said, there is a place in the industry for check processing for adult payments and, with Visa breathing down our collective necks more and more, now would be an ideal time to take an in-depth look at this processing method.

I hope this article has provided you with some useful information regarding the online check payment method.

Article written by Lee

Converting Chinese Adult Traffic – The Niche Paysites That Work

Date: 2011.02.21 | Category: Traffic | Response: 0